OZU Wallet lives in a WhatsApp chat. Load funds, create a job and trigger a release without an app or a dashboard. The money sits in a locked mandate until a GPS geofence and a destination OTP confirm delivery — then the driver, transporter, forwarder and seller are paid in the same instant, not over the next 45 days.
Money operations run where the trade already talks. Load the wallet, see your balance, create a job, trigger the release and get the settlement confirmation — every step over WhatsApp. The ledger, the geofence maths and the OTP checks all sit server-side, out of view.
Outbound money notifications use Meta-approved templates. WhatsApp is the surface — never the verification layer or the ledger.
Every held rupee shows the job it is held against and what will release it. No delivery, no wallet transaction — money cannot move unless it is attached to a verified physical event.
This is not a trader problem. One late payment at the top freezes four businesses below it — and the person who actually moved the goods is last in the queue.
Finished the route on Tuesday. Still chasing the transporter three weeks later.
Running the whole fleet on his own cash because the forwarder hasn't been paid yet.
Owed by his clients, owing the drivers who made the delivery happen. Stuck in the middle.
Goods delivered on day one. Invoice and delivery proof reconciled by hand for six weeks.
UPI Autopay taught India to pre-authorise money and let it release on a trigger. OZU keeps the habit and changes one thing: what counts as the trigger.
Delivery and invoicing have always run on two separate clocks. OZU Wallet puts them on one — for everyone in the chain, not just the buyer and the biggest supplier.
Most fintech wallets in India sit inside consumer limits. OZU Wallet is built for shipment-sized value, with no ceiling on what a business can hold or move.
A flat commission on every settled transaction, deducted at release. No cut at top-up — a loaded balance belongs 1:1 to the business that loaded it.
Geofence entry plus a destination OTP is the release event. Neither alone is enough — together they are a physical-presence attestation that can't be faked from a phone call.
A split table executes atomically on verified delivery — driver, transporter, forwarder and seller settle together. Nothing trickles down.
A payments company can promise release-on-delivery. It can't verify it. OZU ties every rupee to a physical event — which is where the geofence ping and the destination OTP come from.
High value, predictable volume, and a hard need for audit trails on every drop.
Cross-leg journeys with milestone releases and multi-party splits across the chain.
Bulk shipments where working capital shouldn't sit stuck in 60-day cycles.
Already paid out through OZU Wallet on delivery. Same rails, now on the buyer side.
Miss a credit card payment and every bank in the country knows. Default on a supplier and the next supplier down the road has no idea. That gap is why unsecured trade credit stays expensive and slow.
Every settlement on OZU produces a GPS-stamped, OTP-verified record of what was delivered and what was paid. Enough of them, and buyers who pay on time can carry that record with them — and earn better terms for it.
One of India's most followed cricketers, backing a platform built for small business owners and drivers — the exact audience OZU needs to reach, and a channel no ad spend buys.
Tell us the lane you move most and roughly what a consignment is worth. We'll set up a wallet, run one shipment end-to-end on WhatsApp, and you'll see the release land.